Are Insurance Companies Expecting A National Disaster?

A confidential source forwarded this ad to me from an insurance inspector's professional association. Underwriter Services Association is "establishing a directory of insurance inspectors" who own RV's and are willing to set up base camps all over the nation. It appears the goal is to have inspectors strategically placed nationwide in advance of need. In normal situations insurance companies use inspectors who work in territories close to their permanent homes. In the event of a disaster such as a hurricane, FEMA will send in contracted inspectors to help in the claims process, but this happens after the disaster has happened. Anticipating a disaster and having inspectors already set up in base camps, or at least pre-screened and ready to roll, is very alarming. It suggests the insurance companies have information about a large event they think they need to prepare for now.

What could they be preparing for? Natural disasters? Riots? A mass casualty event? Maybe it's nothing but proactive risk management to calm the nerves of investors. But considering the current state of the nation I suspect some well-connected insurance company executives are trying to get in front of something big that the rest of us don't see coming.

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